Don’t put your dreams on hold. Finance your own business with your own money.

Use your 401(k) or IRA to finance your own business to start out debt free.

ROBS Ebook

Learn more about 401k business financing by downloading our free ebook.

If you’ve always wanted to start your own business but felt overwhelmed by the financing process, it’s time to look into 401(k) business financing. Also known as Rollovers for Business Startups (ROBS), this financing method enables you to collect your own money from your own retirement account to start or buy a business — without incurring fees or penalties. 

Banks are highly likely to reject a loan for a small business, and, if you’re in the minority of applicants who get approved, your business starts out both in debt and at the mercy of interest rates. If you turn to private investors, you no longer own 100 percent of your company. But with ROBS financing, you can start your business out debt free, putting you fully in control of your investment.

Fund your business using Rollover Business Financing (ROBS) in five simple steps.

Step
1

Form a C Corporation

Step
2

Create a 401(k) plan for your corporation

Step
3

Rollover your personal retirement account to your new company’s retirement plan

Step
4

Use your new retirement plan to buy stock in your corporation

Step
5

 The funds become available

Success Stories

Your patience in explaining/teaching the ROBS process is unrivaled —we communicated over the course of 12 months BEFORE I signed the contract. That, along with the thoroughness and care for your clients after the sale, is why I count myself as extremely fortunate and blessed that we connected. Can’t thank you enough for your help!
Tom P.
My research into ROBS revealed two absolute truths: the process is complex and it needs to strictly adhere to IRS and DOL regulations. I turned to Frank because I like that he has a background as a lawyer. Frank was knowledgeable, patient and very generous with his time. He never made me feel like the meter was always running.
Scott M.
Frank Selden was instrumental in the creation of my corporation using my IRA funds. Frank and his team are well versed in the process and, from start to finish, made it effortless and simple to execute. There are plenty of companies that claim to handle the ROBs process — but they’re just marketing firms, whereas Frank’s experience is evident from day one.
Bryan V.
Podcast-Image

Everything About Using
Your 401k to Buy a Business

In this interview, Frank explains the process, benefits and risks of a ROBS setup.

Your ROBS Team

Located near Seattle, Washington, 401k ROBS Pros was founded by Frank Selden, one of the nation’s top legal experts on ROBS and a former tax attorney. He works with client across the US, from start to finish to ensure the job is done correctly. Our goal is to get you the information you need to make an informed decision, and we’ll even refer you to the best third-party administrator (TPA) who will customize your plan to suit your company. The TPA will administer your 401(k) plan for you, leaving you to run your business.

Frank-Selden-1
Did you download the ebook yet?If you're thinking about using your 401k to finance your business, I'm sure you have questions. Download this ebook to learn everything you need to know about 401k business financing.


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